Hello Dan:
Not certain about 1940, but the underbody of both my 1941s are flat black.
As for the dash it (again, in 1941) vast majority I've seen have been woodgrained. The few I've seen painted were body color or coordinated with the body color, but I've always questioned the authenticity. Both my 160 and 120 were woodgrained. I think woodgrain gives a much richer, Packard-like appearance to the car. Please see my 120 below.
I am surprised that some of the 1940 guys have not already weighed in on this one for you. Maybe you should check the Project Blogs, such as
https://packardinfo.com/xoops/html/modules/newbb/viewtopic.php?post_id=93110&topic_id=5335forumpost93110 and send a PM to the author(s).
--Roger--
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