Re: Packard Mortality Statistic
Posted by Tim Cole On 2021/12/21 22:40:49
In the old days base car insurance premiums were heavily rated on horsepower. Years ago I knew someone from J.C. Taylor and he said they were losing their shirts because of the junkrods paying the same premiums as stock. They wised up and stopped insuring junkrods. Today they have junkrod insurance. Recently I read an article in an actuarial magazine that essentially said nobody knows how to set premiums on car insurance because they keep changing how they do it. Those are companies that always refused to hire me. Now they set car insurance premiums based on stuff like how many credit cards you have. They have tried to turn the game into a morale hazard thing by creating a loser class that pays more in premiums. Detroit is the most blantant case where people pay up to a million dollars for car insurance over their lifetime.
But let's look at the junkrod from a more analytical standpoint. Let's say you take your Individual Custom Eight by Dietrich down to the chop shop and have them drop in a 500 horsepower Roush engine and claim it's okay because everything else is stock. Obviously those mechanical brakes were only meant to handle 130 horsepower, and to fix that you need to chop up the frame and weld on a pick up truck suspension with fat tires and what not to create your abortion. Now you have a widow maker as illustrated below by what happens to a 106 horsepower Packard in a crash. I love the plate glass advertisement in the background.
Ultimately these junkrods are going to the crusher. Momma hide your children!
Attach file:
5687121553_c20791a27d_o.jpg (269.44 KB)
But let's look at the junkrod from a more analytical standpoint. Let's say you take your Individual Custom Eight by Dietrich down to the chop shop and have them drop in a 500 horsepower Roush engine and claim it's okay because everything else is stock. Obviously those mechanical brakes were only meant to handle 130 horsepower, and to fix that you need to chop up the frame and weld on a pick up truck suspension with fat tires and what not to create your abortion. Now you have a widow maker as illustrated below by what happens to a 106 horsepower Packard in a crash. I love the plate glass advertisement in the background.
Ultimately these junkrods are going to the crusher. Momma hide your children!
Attach file:
5687121553_c20791a27d_o.jpg (269.44 KB)
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