Re: How does car insurance work for Packards or any antique car?

Posted by Owen_Dyneto On 2016/3/4 12:39:03

They are not really meant to be driven as a daily driver under these license plates.

ptv's point really needs a full understanding by all of us who use a "historic" motor vehicle registration. Just what you can and cannot use the car for no doubt varies from state to state, and may even also be limited by your insurance policy. Though getting into an accident while using the car for a un-allowed use may (or may not) affect your insurance settlement, it may also open you to liabilities for violating the terms of your motor vehicle registration. We all probably push the limits from time to time, but at least we should know what they are. New Jersey's permissible uses for historical registration limit use to "exhibition and educational uses only". So, if you had an accident going for a joy ride to pick up a quart of milk, unless you could quickly conjure up a ficticous story about a true nearby car show you were on your way to, you could face loss of registration privileges and were there injuries to others you could face civil suit for violating the terms of your registration and/or insurance. Potentially nasty ground to get involved in!