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Regarding INSURANCE
#1
Home away from home
Home away from home

19482255
See User information
Did a search on the site and came up with bupkis, hence my post.

I'm shopping around for insurance. In a rather unique situation in that although I have a garage, I cannot keep my Packard in it (the garage is too small, and too full).

Absent me renting a garage to keep it in (that likely won't change), the Packard will be kept covered, in my driveway in my backyard.

My circumstances seem to automatically rule out many of the classic car insurers like Hagerty and Grundy, so if any of you carry "regular" insurance, I'd be most appreciative if you'd share details like:

1. Who is your carrier?
2. What sort of coverage do you keep on your Packard?

Thank you all, in advance!

Posted on: Yesterday 20:09
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Re: Regarding INSURANCE
#2
Home away from home
Home away from home

TxGoat
See User information
I have 2 pre-WWII cars on a Hagerty policy and I don't recall them specifically asking if I had a garage. I believe the term "garaged" is used when asking for the location (physical address) where the car is to be kept. I do have a garage, FWIW. It's larger and nicer than my house. I suggest you call Hagerty and discuss your situation and see what they have to offer.

Posted on: Yesterday 20:22
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Re: Regarding INSURANCE
#3
Home away from home
Home away from home

Don B
See User information
I know Hagerty and American Collectors Insurance both ask if the car will be garaged when providing a quote. I don’t know that they require the car to be garaged, but I believe they do adjust the premiums based on that. That is, the premiums are likely lower if the car is garaged.

I think it’s at least worth calling to find out.

Posted on: Yesterday 21:59
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